How Claims Affect Your Insurance Rates in Florida
Understanding how filing a claim impacts your premiums.
Flood Advisory issued September 11 at 8:41AM CDT until September 11 at 11:45AM CDT by NWS Mobile AL
Areas: Baldwin, AL; Escambia, FL; Santa Rosa, FL
* WHAT...Flooding caused by excessive rainfall is expected. * WHERE...Southeastern Baldwin County in southwestern Alabama... South Central Escambia County in northwestern Florida... Southwestern Santa Rosa County in northwestern Florida... * WHEN...Until 1145 AM CDT. * IMPACTS...Minor flooding in low-lying and poor drainage areas. * ADDITIONAL DETAILS... - At 841 AM CDT, Doppler radar indicated heavy rain due to thunderstorms. Minor flooding is ongoing or expected to begin shortly in the advisory area. Between 1 and 3 inches of rain have fallen. - Additional rainfall amounts of 1 to 3 inches are expected over the area. This additional rain will result in minor flooding. - Some locations that will experience flooding include... Pensacola, Ferry Pass, Brent, West Pensacola, Ensley, Warrington, Gonzalez, Pace, Gulf Breeze, Goulding, Lillian, Myrtle Grove, Oriole Beach, Perdido Beach, Floridatown, Pea Ridge, Pensacola Beach, Pine Forest, Olive and Bellview. - http://www.weather.gov/safety/flood
What to do
Turn around, don't drown when encountering flooded roads. Most flood deaths occur in vehicles.
Issued by NWS Mobile AL · in effect until Fri Sep 11, 12:45 PM ET. Always follow instructions from your county emergency management office.
Flood Warning issued September 11 at 9:20AM EDT by NWS Tampa Bay Ruskin FL
Areas: DeSoto, FL
...The Flood Warning is extended for the following rivers in Florida... Horse Creek Near Arcadia at SR 72 affecting DeSoto County. * WHAT...Minor flooding is forecast. * WHERE...Horse Creek near Arcadia at SR 72. * WHEN...From late Sunday night until further notice. * IMPACTS...At 12.0 feet, The access road to Hidden Oak is impassable. * ADDITIONAL DETAILS... - At 8:30 AM EDT Friday the stage was 7.8 feet. - Bankfull stage is 12.0 feet. - Forecast...The river is expected to rise above flood stage early Monday morning and continue rising to 12.2 feet Monday morning. Additional rises are possible thereafter. - Flood stage is 12.0 feet. - Flood History...This crest compares to a previous crest of 12.2 feet on 11/24/1997. - https://www.weather.gov/safety/flood
What to do
Turn around, don't drown when encountering flooded roads. Most flood deaths occur in vehicles. Caution is urged when walking near riverbanks. Additional information is available at www.weather.gov. The next statement will be issued this evening at 930 PM EDT.
Issued by NWS Tampa Bay Ruskin FL · in effect until Fri Sep 11, 9:30 PM ET. Always follow instructions from your county emergency management office.
Tips and guides for homeowners insurance in Florida
Understanding how filing a claim impacts your premiums.
Review your coverage before the most active part of hurricane season.
The difference between ACV and replacement cost can save or cost you thousands.
Insurance options and requirements for older roofs in Florida.
Does your homeowners policy cover your kids at college?
Understanding the unique deductible structure for hurricane damage claims.
Save money and simplify your coverage by bundling policies.
Essential steps to protect your home before summer storms arrive.
Understanding the gap between your condo associations policy and your personal coverage needs.
Learn how to read and understand every section of your homeowners insurance declarations page.
Florida homeowners pay some of the highest insurance premiums in the country. Here are five practical steps you can take to bring your costs down without sacrificing coverage.
Many Florida homeowners assume their home insurance covers flooding. It does not. Here is why flood insurance matters and who actually needs it.